insurance woes

Since we moved, dearest Hubby has been researching our health insurance options. This is because we were paying way too much for crappy coverage from COBRA and my last job. Let’s say I didn’t get good benefits and Massachusetts is one tough health insurance cookie (good in many ways, bad for my wallet). Oh, and there’s the whole thing about pregnancy being a pre-existing condition. Like it’s a disease or something. Well, since I’m no longer pregnant we immediately switched to short-term insurance that costs—get this—15% of what we paid for COBRA. Amazing, but that’s not going to cut it for much longer. However, lovely Colorado has absolutely zero individual plans that cover maternity expenses. So if you want to have a baby you better be rich, or you have to work somewhere that gives you coverage. Nuts! How unfair is this? You should see how the lawyer in Hubby feels. Why do people whose businesses set them up get better care than others? Discrimination!

Anyway, Hubby figured out how to get his business in the loop and hooked up to health insurance through his company. All problems should thusly be solved. But no. Obviously they are making it very difficult and we’re not sure it’s even going to work; they are asking for all this information Hub’s business doesn’t have (because they are non-profit they are far from “normal”) and as the 1^st of the month comes we have to make our decision all over again. And, at the risk of giving you TMI, I can’t stand much longer using birth control---if you need some advice on condoms I think we’ve tried every gimmicky kind because we thought they might be crazy or fun (they weren’t) so I can help you out. Grrrrreat.